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How Compensation Is Calculated: What Injured People Often Don’t Realise

After a workplace or motor vehicle accident, many people assume compensation is based simply on the severity of their injury. In reality, the process in Queensland is far more complex, involving detailed assessments of how the injury has affected every aspect of a person’s life.

Compensation is generally calculated across several categories — medical expenses, loss of income, pain and suffering, and the cost of future care or rehabilitation. Each case is different. Two people with similar injuries might receive very different outcomes, depending on factors such as age, employment history, and the long-term impact on their ability to work or enjoy daily life.

Insurance companies and courts rely heavily on medical reports and expert opinions to determine the extent of loss. Even small inconsistencies in records or delays in treatment can influence the final figure.

At McNamara Law, we often see injured people accept early settlement offers without fully understanding their legal entitlements. With over a century of service to the Ipswich and Springfield communities, our firm is committed to helping clients achieve fair outcomes. Our experienced personal injury team assists in gathering strong evidence, accurately valuing claims, and negotiating compensation that genuinely reflects the long-term effects of each individual’s injury.

Compensation

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Date Published - January 8, 2026

The Content and links referenced in this article were valid at the date of publishing.

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Ipswich 4305

Queensland

Ph: 07 3816 9555

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Level 1, 6 Yoga Way

Springfield Central 4300

Queensland

Ph: 07 3470 3600

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